In the wake of recent hurricanes like Helene and Milton, many Florida residents face significant challenges with hurricane damage claims. Attorney Paul Cavonis, a board certified civil trial lawyer from DeLoach, Hofstra & Cavonis, shares expert insights in this must-watch webinar. Gain the knowledge and tools to ensure you receive the coverage you’re entitled to, from knowing your policy details to handling insurance disputes effectively.
As one attendee remarked, “I am on the Board of Directors of a condo on Clearwater Beach, and I found the information on how to deal with insurance companies and getting independent damage estimates invaluable.”
What You'll Learn in This Webinar:
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- Understanding Flood vs. Homeowners Insurance
– What each policy covers, the critical differences, and how to use both for maximum benefit. - FEMA 50% Rule
– When FEMA may require structural upgrades and what it means for your repair and rebuilding plans. - Effective Documentation
– How to properly document losses with photos, itemized lists, and repair receipts to strengthen your claim. - Dealing with Insurance Adjusters
– Tips for challenging adjusters’ estimates, when to get an independent estimate, and how to make sure you’re fairly compensated. - Key Deadlines for Filing Claims
– Understand essential deadlines for NFIP, HOI, and private flood insurance claims to avoid any compromise on coverage. - Mitigating Further Damage
– Steps you can take immediately to prevent further loss and comply with insurance requirements. - Navigating Common Claim Issues
– Coverage tips for complex situations like sewer backups, wind-driven rain, and electrical fire damage caused by storm flooding.
- Understanding Flood vs. Homeowners Insurance
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